Florida Roof Leak Insurance Lawyers
Filing a Claim for a Roof Leak
A leaky roof can cause extensive and significant damage, not just to your home or commercial space, but as well as to your personal properties inside. Due to the frequency of hurricanes and heavy rains in Florida, roof damage, along with roof leak insurance claims, are common. Sadly, some insurance companies tend to make the process claim difficult for property owners. Regardless of your diligence in payment, your roof leak claim can be arbitrarily underpaid, delayed, or even denied.
When this happens to you or someone you know, make sure to seek legal help from Strems Law Firm, P.A. We offer a proven track record in recovering full and reasonable compensation for countless clients in Miami, Broward, Boca Raton, Tampa, Orlando, Jacksonville and the other cities in Florida.
Contact our Florida roof leak insurance attorneys at (786) 661-3111 to get started with your case right away!
Does Homeowners Insurance Cover Damage from Roof Leaks?
If you have homeowners insurance, it may cover the costs associated with a roof leak, but only under certain circumstances. This would involve cases where the leak was the result of certain types of peril, which are listed on your homeowners insurance policy.
Some of the most common types include:
- Falling branches
- Impact of a natural disaster
- Vandalism/other mischief
There are a number of frequently excluded causes, however, that are typically listed on a policy:
- Mold or fungus
- Birds, vermin, and insects
- Settling, shrinking, or expanding
The majority of the cost of rebuilding your home will be covered when you have a qualifying claim and homeowners insurance, but in many cases, the insurance company will try to reduce your claim and may even reject it.
When it comes to deciding whether you want to file a homeowners insurance claim, you will want to evaluate several factors, including:
- Size of your deductible
- Whether you’ve filed claims in the past
- Significance of the leak
If you are unsure of what steps to take in regards to your roof damage, it is advisable that you speak with a knowledgeable attorney who can help you build a claim and proceed forward with your roof damage case.
Proof of Loss for Filing Your Roof Leak Claim
In all likelihood, you are not entirely aware of the process involved in filing a roof leak claim. One thing you will absolutely need is proof of loss. This is a statement made from your insurance company that backs up your claim. Generally, it includes basic information pertaining to the loss and the total of the claim. When you submit a proof of loss claim, you give the insurance company a form swearing that you believe the information included is honest and that you have evidence to back it up.
When filing a homeowners insurance claim, proof of loss is often required and may even be considered the most essential aspect of the claim process.
We Have the Experience to Help You with Your Claim
The extent of damage that a roof leak can cause is not something anyone can ever be prepared for. While there are some leaks that are small and can still be manageable, others can cause significant water damage in your property’s interior.
Below are some of the damages a leaky roof can cause:
- Staining on ceilings and walls
- Cracked paint
- Deterioration and swelling of ceilings, walls, and baseboards
- Presence of mold and mildew that can pose health risks
- Damaged appliances, furniture, and other personal properties
Our firm has comprehensive knowledge in insurance policies to determine the scope of your roof leak claim. We are prepared to face your insurance company and utilize our high-level negotiation skills to achieve favorable outcomes. You can rest assured that our Florida roof leak insurance lawyers are committed to recovering the benefits that you deserve to have your roof repaired or replaced.
Call (786) 661-3111 to set-up an appointment with Strems Law Firm, P.A.! We are ready to advocate your rights in your roof leak claim.