Florida Hurricane Insurance Lawyer
Advocating Your Rights in the Aftermath of Hurricanes & Windstorms
Hurricanes and windstorms are some of the most destructive natural disasters that regularly occur in Florida. When a hurricane hits, property owners depend on their insurance policies to repair their homes and business. While it is nice to think that our insurance companies have our best interests at heart, the truth is that they are a business and many insurance policies are underpaid, delayed, or even denied.
At Strems Law Firm, P.A., we can advocate your rights to recover the benefits you deserve. As our client, we want you to focus on rebuilding your life and let us handle the issues of your hurricane insurance claim for you. We bring with us several years of experience with a proven track record of recovering full, fair, and reasonable settlements from countless insurance companies.
To know more about the legal services we offer, contact our Florida hurricane insurance lawyer at (786) 661-3111!
Hurricane Damages that are Usually Covered by Your Insurance
If you or your loved one has been adversely affected by the seasonal hurricane and windstorms, remember that you have a right as a policyholder.
Below are some of the coverages that are usually present in a hurricane claim:
- Damage to the main dwellings such as your home or commercial property
- Damage to other structures
- Damage to personal properties
- Additional living expenses and/ or loss of earnings
Is Hurricane-Related Vehicle Damage Covered by Insurance?
Hurricanes don’t just destroy homes and businesses; they can also cause significant damage to vehicles. When hurricane-force winds cause trees to topple over onto cars or when storms cause flooding that sweeps vehicles down streets transformed into rivers, what are your options?
If you have comprehensive coverage on your auto insurance policy, you are covered. In Florida, comprehensive coverage includes things like hurricane- and flood-related damage to your vehicle. However, this is an optional form of coverage; it’s a good idea to review your auto insurance policy to determine if you have comprehensive coverage. If you are still paying off or lease your vehicle, chances are, you already have this coverage, as most lenders require it.
Hurricane Coverage for Business Owners
If you own a business or commercial property that was damaged in a hurricane or windstorm, you may be able to obtain relief for your financial losses through your business/commercial property insurance policy. These policies typically cover things like damage to your commercial structure (if you own the physical building), as well as business asset damages. This could include things like damaged inventory, equipment, electronics, and more.
Additionally, if you have business disruption insurance, you could potentially recover compensation for expenses associated with the temporary partial or full shut down of your business. If you had to limit your operations due to damaged infrastructure, such as roads or water lines, or if you were forced to temporarily relocate your business as a result of a hurricane or windstorm, your business interruption insurance policy should provide the coverage you need.
To learn more, contact our Miami hurricane insurance attorneys. We proudly serve clients throughout Florida who have had their homes, businesses, and lives severely affected by destructive weather events.
We understand the devastation that this ordeal has caused you and your family. When you come to our firm, you can trust that we can evaluate the provisions of your policy thoroughly and help you to fully understand them. We also have the skills and experience that we can utilize when we go head-to-head with your insurance company. Our Florida hurricane insurance lawyers are committed to recovering your claims and help you rebuild your life.
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