What Is a Bad Faith Insurance Claim?

Whether we want to or not, we all have to use insurance companies to protect the things we love. When things do go bad, our insurance companies are supposed to protect us from losing money. Unfortunately, not every insurance company acts the way it should. This can result in bad faith insurance claims.

Defining Bad Faith Insurance Claims

Bad faith insurance claims are situations where insurance companies fail to uphold their express or implied duties to the insured. Unfortunately, insurance companies use bad faith claims to make extra money on those who don’t know any better.


Common examples of bad faith insurance claims include:

  • Committing deceptive practices like offering lowball settlements and saying settlement offers are the best they can do when it’s not true.

  • Deliberately misinterpret their own policy language to forgo paying a claim;

  • Cause unreasonable delays in hopes that claimants will take settlement offers that are fractions of what they should be;

  • Make arbitrary demands causing claimants to go through seemingly endless red tape;

  • Intimidate claimants into taking settlement offers;

  • Ask other parties to help pay for claims that they shouldn’t have to;

  • Fail to make an effort into investigating the claim.


Unfortunately, any one of these bad faith claims can result in denied or low settlement offers. However, there is a way to hold insurance companies accountable for their actions.

Consider Filing a Lawsuit

If you or a loved one is facing a suspected bad faith insurance claim, Strems Law Firm can help! Our attorneys understand the intricacies of insurance claims, which means we know when companies are acting in bad faith.


Additionally, we have the experience and the knowledge to hold insurance companies accountable for their bad faith claims. We have helped thousands of clients get just compensation, and we hope we can help you!


Interested in learning more? Call (786) 661-3111 for a free consultation with one of our Miami bad faith insurance attorneys.


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