What if My Roof Tiles Aren't Made Anymore?
Floridians are no strangers to hurricanes. It seems the storms come every year now, leaving a trail of destruction in their wake. However, most structures only receive superficial damage.
When you look outside and see a few roof tiles missing, what are you supposed to do? Most people would write it off as a deductible and buy a wheelbarrow full of tiles. However, Florida law requires replacement tiles to match those around them. That raises an interesting question: What if your roof tiles aren’t made anymore?
A Common Problem
The greatest difficulty in replacing tiles might be the discovery that your tiles aren’t made anymore. This is more common than you might think.
Every year, the Tile Roofing Institute releases a list of obsolete tiles no longer compatible with modern construction materials and latching. This is frightening to any homeowner, especially those with older houses. If matching tiles aren’t available, what are you supposed to do?
If your roofing tiles are obsolete but must match those around them, there’s only one solution. You need your roof retiled. While some homeowners may worry about the expenses, their property insurance should cover it.
If you inform your property insurer that the Tile Roofing Institute deemed your current tiles obsolete, the insurer will likely need to replace the entire roof to maintain safety and property value.
If your insurance company refuses to hear your pleas but demands you restore your roof with mismatched tiles, you may wish to speak to an attorney. When your home is on the line, you don’t want to take any chances.
If your property insurance agency refuses to honor your policy or doesn’t offer you a fair payout, you might have a case. If you’d like an experienced Florida property insurance attorney from Strems Law Firm to evaluate your claim, pleasesend us an email or call (786) 661-3111.