The Hidden Dangers of Water Damage

Flooding is a nightmare. Water seems to rise from the ground, ruining everything it touches until the entire home is underwater. When you return, you have to evaluate all the damages, file insurance, and consider repairs. However, you might not realize the hidden dangers of water damage.

Mold and Mildew

When we visualize water damage, we often think of mold and mildew. If you’ve ever seen brown stains or splotches after a flood, you’re almost certainly looking a mold. There are many types of fungal molds, but the toxic black mold is especially dangerous. This type of damage should be treated immediately to prevent the spread of deadly spores, which is partially why you should pursue your insurance payout as soon as possible.


Floods displace wildlife, especially burrowing creatures such as insects and rodents. When these animals find dry land, they cling to it and attempt to establish a new home. Unfortunately, they then become pests that damage properties. When these creatures take shelter in an evacuated home, they tend to create their own ecosystem, which may be difficult and costly to remove.

Gas and Electrical Hazards

After a flood, all electrical equipment must be replaced. That means every appliance and every piece of wire in and around the house. Likewise, if water enters a gas line, the materials start to break down. This could result in a potentially deadly gas accident if the damaged equipment is not replaced. However, these repairs and replacements can be extremely costly without the help of property insurance.

If your insurance adjuster offers you a payout less than the total value of your water damage, you might have a case. If you’d like an experienced Florida property insurance attorney from Strems Law Firm to evaluate your case, please send us an email or call (786) 661-3111.

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